A void judgment comes into being when there is not sufficency of pleading to fully establish the court having subject matter jurisdiction. In other words, neither party has firmly set that the court has juridiction in the matter.
What this means to you is that practically all "debt judgments" handed down by the courts are in fact void judgments. They can be vacated (made to disappear).
It's not that hard, a little research, a little typing, paying a nominal court filing fee, and sit back and wait. Not much to it, is there?
The results you can produce are unbelievable, and you just didn't know you had the power to shake up this predatory industry, did you?
The debt collection industry collects billions of dollars from those who are unable to protect themselves and do it using void judgments. What a racket that is!
Now's the time to step up to the plate and get that void judgment vacated, disappeared. It's not hard, there's no pain, and frequently there is not a court appearance. (It would not be wise to count on "no" court appearance, you should always plan and prepare for it.) Neat, huh?
It's up to you, keep paying, or make them pay. Your choice!!
Oh, and a vacated judgment must, again must, be removed from your credit record.
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Why pay debt collectors when you can make them pay you?!